Meet Our Team


Marilyn "Kara" Gray


Kara was born in Indiana but from a young age grew up in Hendersonville, TN, where she was a standout soccer player, going on to play at the college level. She obtained her Bachelors degree from UT Knoxville  and also attended Nashville School of Law, earning a Juris Doctorate. She has since become a Certified Residential Appraiser, working with AMS Appraisal for over five years. Kara  specializes in the East Nashville area along with Northern counties including Sumner and Robertson.


Kara just purchased a home in East Nashville where she lives with her husband and three dogs.

Ann Chalos


Ann Chalos has a Bachelors and Masters degree in Agricultural  Economics and has been self-employed in the real estate industry since 1991.  In 2004, Ann began her Appraisal career, and is currently a Certified Residential Appraiser and Review Specialist. She serves as an expert witness in home valuation court cases, and also as an instructor for appraisal education classes.


Ann lives in Nashville with her three children, loves life, and the Lord. She enjoys reading, boating and being involved with her childrens' sports teams and activities.

Amy Sparks


Amy is the newest appraiser on our team, joining AMS Appraisal Group in 2014. She has been in the appraisal industry for the past 15 years, concentrating in southern Davidson county and surrounding southern counties where she has lived most of her life. Since receiving her education from the Appraisal Institute, CLI, she has focused on Single Family Residential, Duplex, Condominiums, Small Multi-Family Units, Income Properties, FHA, and Rural Housing.


Amy has two children, and a grandson. She enjoys photography and shopping antique stores.


Stephanie Keith


Stephanie is our Licensed Appraisal Associate.

Since graduating from Emporia State University with a degree in Business Management, she has worked in banking and lending, held a Real Estate license in Kansas, and moved into the appraisal field when she came to Tennessee in 2010.


Stephanie was born and raised in Houston until high school, when she moved to Kansas. From the age of seven through college she enjoyed her hobby of showing quarter horses. Currently she lives in Clarksville with her husband and four children, who are the loves of her life.

Anna Groom


Anna is our Office Manager, handling customer service, scheduling, order flow, and client communications. She studied Office Management at Volunteer State and has extensive experience in bookkeeping, banking, administrative assistance, and customer service.


Anna grew up in the Nashville area and now lives in Bellevue with her husband and two dogs. When not working, she enjoys cooking, reading, horseback riding, hiking, camping, and spending time with her two dogs.

Amanda Broadway


Amanda has been with AMS Appraisal Group since 2012, wearing many hats for our support staff team and as an assistant to Ann Chalos. Primarily she is our Accounting and Human Resources Manager. Her background includes experience in bookkeeping, customer service, management, and administrative assistance.


Amanda moved to Nashville in 2008, and has also found success as a professional musician. When she's not performing, she enjoys traveling, baking, and spending time with her boyfriend, friends and family.